How would you pay for your living expenses if you became unable to work?  It is a question many of us worry about, however there is an answer.  Disability insurance, often called disability income insurance, is a form of coverage  that insures your earned income against the risk that disability will make working (and therefore earning) impossible.  If your employer does not provide benefits, or you are a self-employed individual who desires disability coverage, you may purchase your own policy from the open market. If you would like find the best Disability coverage option for you please contact us.